Peralending 1.6.2

Peralending 1.6.2

U-PESO.PH LENDING CORP. – Freeware – Android
Latest Version
1.6.2

U-Peso.PH LENDING CORPORATION

SEC Registration No.: CS201814908
Certificate of Authority No.: 2718

App Description

Peralending is a mobile-based online lending platform that utilizes big data analysis. We aim to provide simple, transparent, and secure loan services for Filipinos. With Peralending, you can conveniently receive your cash through various cash-out options.

Why Choose Peralending?

  • Simple application and instant approval process allow for immediate access to funds.
  • Peralending offers multiple channels including bank accounts or Padala Centers to better suit your needs.

How to Apply?

  • Download the Peralending App on your Android phone.
  • Fill out all the required information in the application.
  • Submit a valid government-issued ID (Driver's License, SSS ID, UMID, TIN ID, PRC ID) to complete your application and get approved instantly!
  • Upon approval, your money will be directly deposited to your preferred cash-out option.

Loan Disbursement Timeframe

  • Your loan will be disbursed to your preferred cash-out option within the same day.
  • For bank cash-out, you may receive your money within 24 hours.

Loan Amount and Term

  • Peralending offers loans of up to PHP 12,000.

Loan Term: 91 days to 365 days (Minimum period: 91 days, Maximum term: 365 days)

Loan Amount: From PHP 2,000 to PHP 120,000

Maximum Annual Rate (APR): 20%

Example:

If you choose a loan limit of PHP 6,000 with a term of 180 days (6 months), the daily interest rate is 0.05%. Transaction fees are ₱50, service fees and other fees are 0. In this case, you will need to pay:

  • Service fee: PHP 6,000 * 0% = 0
  • Actually paid-in amount: PHP 6,000 - PHP 50 = PHP 5,950
  • Total interest to be paid: PHP 6,000.00 * 0.05% * 180 = PHP 540.00
  • Monthly interest payment: PHP 6,000.00 * 0.05% * 30 = PHP90.00
  • Monthly principal payment: PHP6,000.00/6 = PHP 1,000.00
  • Total monthly bill including principal and interest: PHP6,000.00/6 + ₱90.00 = ₱1,090.00
  • Total payment including principal and interest: ₱6,000.00 + ₱540.00 = ₱6,540.00

Loan Repayment Methods

You can visit any branch of the following:

  • 7-Eleven
  • Bayad Center
  • SM Department Store, Supermarket, Payment Counters, and Savemore
  • Robinsons Department Store and Supermarket
  • LBC
  • Cebuana Lhuillier

You have the option to pay in full or in part at any time before the due date. Easy repayment plans ensure timely payments.

Security and Bonus Program

  • Personal security passwords are implemented to ensure maximum protection of your identity.
  • Refer Peralending to your friends and receive a bonus for your next loan.

Eligibility

Filipinos aged 18-55 with a valid ID and bank card are eligible for loans.

Contact Us

Email: cs@peralending.com
Hours of Operation: 08:30-17:30, Monday to Saturday
Aseana City, Aseana Ave, Parañaque, Metro Manila, Philippines

FAQ

If you encounter any problems or have questions, please visit our FAQ page at https://peralending.com/help.html.

Ready to Start?

Download the Peralending application now and begin your loan application process.

Overview

Peralending is a Freeware software in the category Business developed by U-PESO.PH LENDING CORP..

The latest version of Peralending is 1.6.2, released on 03/23/2024. It was initially added to our database on 01/21/2024.

Peralending runs on the following operating systems: Android.

Peralending has not been rated by our users yet.

FAQ

What is Peralending?

Peralending is a lending service offered by U-PESO.PH LENDING CORP. that provides quick and convenient financial assistance to individuals in need of cash.

How can I apply for a Peralending loan?

You can apply for a Peralending loan by visiting the U-PESO.PH LENDING CORP. website and filling out the online application form.

What are the eligibility requirements for a Peralending loan?

The eligibility requirements for a Peralending loan may include being of legal age, having a source of income, and providing valid identification documents.

How quickly can I receive the funds from a Peralending loan?

Once your loan application is approved, you may receive the funds from a Peralending loan within a short period, typically within 24-48 hours.

What are the interest rates for Peralending loans?

The interest rates for Peralending loans may vary based on factors such as the loan amount, repayment term, and the applicant's creditworthiness.

Is there a maximum loan amount for Peralending loans?

Yes, there is typically a maximum loan amount that individuals can borrow through Peralending, which may vary based on the lender's policies.

Can I apply for a Peralending loan if I have a bad credit score?

Individuals with bad credit scores may still be eligible to apply for a Peralending loan, as approval decisions may consider various factors beyond just credit history.

Are there any additional fees associated with Peralending loans?

There may be additional fees associated with Peralending loans, such as processing fees or late payment charges. It is important to review the terms and conditions carefully.

Can I repay my Peralending loan early without any penalties?

Some lenders may allow borrowers to repay their Peralending loans early without incurring any penalties, but it is advisable to confirm this with the lender before making early payments.

Is there a customer service helpline available for Peralending customers?

Yes, U-PESO.PH LENDING CORP. typically provides a customer service helpline for Peralending customers to address any queries or concerns regarding their loans.

Screenshots (Click to view larger)

Secure and free downloads checked by UpdateStar

Stay up-to-date
with UpdateStar freeware.

Latest Reviews

S Supernova
Revolutionize your design workflow with Supernova
Native Instruments Massive Native Instruments Massive
Revolutionize Your Sound with Native Instruments Massive
Diagram Designer Diagram Designer
Create Professional Diagrams with Ease using Diagram Designer
N NEXIQ Device Tester
Efficient Diagnostics with NEXIQ Device Tester
N NetAIIPCamera
Revolutionize your security system with NetAIIPCamera!
Avant Browser Avant Browser
Enhance Your Browsing Experience with Avant Browser
Current Newsletter