Peralending 1.6.2

U-Peso.PH LENDING CORPORATION

SEC Registration No.: CS201814908
Certificate of Authority No.: 2718

App Description

Peralending is a mobile-based online lending platform that utilizes big data analysis. We aim to provide simple, transparent, and secure loan services for Filipinos. With Peralending, you can conveniently receive your cash through various cash-out options.

Why Choose Peralending?

• Simple application and instant approval process allow for immediate access to funds.
• Peralending offers multiple channels including bank accounts or Padala Centers to better suit your needs.

How to Apply?

• Download the Peralending App on your Android phone.
• Fill out all the required information in the application.
• Submit a valid government-issued ID (Driver's License, SSS ID, UMID, TIN ID, PRC ID) to complete your application and get approved instantly!
• Upon approval, your money will be directly deposited to your preferred cash-out option.

Loan Disbursement Timeframe

• Your loan will be disbursed to your preferred cash-out option within the same day.
• For bank cash-out, you may receive your money within 24 hours.

Loan Amount and Term

• Peralending offers loans of up to PHP 12,000.

Loan Term: 91 days to 365 days (Minimum period: 91 days, Maximum term: 365 days)

Loan Amount: From PHP 2,000 to PHP 120,000

Maximum Annual Rate (APR): 20%

Example:

If you choose a loan limit of PHP 6,000 with a term of 180 days (6 months), the daily interest rate is 0.05%. Transaction fees are ₱50, service fees and other fees are 0. In this case, you will need to pay:

• Service fee: PHP 6,000 * 0% = 0
• Actually paid-in amount: PHP 6,000 - PHP 50 = PHP 5,950
• Total interest to be paid: PHP 6,000.00 * 0.05% * 180 = PHP 540.00
• Monthly interest payment: PHP 6,000.00 * 0.05% * 30 = PHP90.00
• Monthly principal payment: PHP6,000.00/6 = PHP 1,000.00
• Total monthly bill including principal and interest: PHP6,000.00/6 + ₱90.00 = ₱1,090.00
• Total payment including principal and interest: ₱6,000.00 + ₱540.00 = ₱6,540.00

Loan Repayment Methods

You can visit any branch of the following:

• 7-Eleven
• Bayad Center
• SM Department Store, Supermarket, Payment Counters, and Savemore
• Robinsons Department Store and Supermarket
• LBC
• Cebuana Lhuillier

You have the option to pay in full or in part at any time before the due date. Easy repayment plans ensure timely payments.

Security and Bonus Program

• Personal security passwords are implemented to ensure maximum protection of your identity.
• Refer Peralending to your friends and receive a bonus for your next loan.

Eligibility

Filipinos aged 18-55 with a valid ID and bank card are eligible for loans.

Contact Us

Email: cs@peralending.com
Hours of Operation: 08:30-17:30, Monday to Saturday
Aseana City, Aseana Ave, Parañaque, Metro Manila, Philippines

FAQ

If you encounter any problems or have questions, please visit our FAQ page at https://peralending.com/help.html.

Ready to Start?

Download the Peralending application now and begin your loan application process.